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Manoj Kumar is a seasoned credit professional with extensive experience in the finance sector. Currently serving as a Credit Manager at Mahindra Home Finance since November 2023, Manoj previously held the same position at Shriram Housing Finance Ltd. from February 2022 to November 2023, and at Bajaj Finserv from August 2021 to February 2022. Prior to these roles, Manoj worked as a Credit Analyst at YES BANK from July 2018 to August 2021. Educationally, Manoj holds a Master of Business Administration (MBA) with a major in Finance and a minor in Marketing from Lovely Professional University, and a Bachelor of Commerce (BCom) degree in commerce from Govt. College, Sarkaghat, Distt Mandi, along with completing +2 in commerce from Govt. Sen. Sec. School Mundkhar.