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Vani Arora currently serves as Vice President at Macquarie Group, focusing on Risk Management, Data Science, and Analytics since January 2021. Prior experience includes a role as Director of Credit Risk & Analytics at MobiKwik, where Vani specialized in Credit Risk Management and Data Analytics for the Digital Lending business from June 2018 to January 2021. Vani’s background also encompasses a position as Associate Vice President at Royal Bank of Scotland, utilizing Machine Learning for data-driven strategies and delivering significant projects. Previous roles at Barclays as Senior Manager Analytics involved model development/validation for Marketing and Risk, and early career experiences at SBI Card included various positions in Marketing Analytics. Vani holds multiple advanced degrees in Finance, Marketing, and Business Economics from Delhi University.