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Imtiaz ul Hoda, PMP, is a seasoned Project Manager and Business Consultant with extensive experience in risk management and technology. Currently, Imtiaz serves as a Project Manager/Business Consultant at Loxon since June 2023, while also holding the position of Unit Head for Risk Systems & Special Projects at Habib Bank Limited since October 2007. In this role, Imtiaz has focused on developing risk management automation strategies, bridging the gap between risk and technology. Previous roles include Senior Project Manager and Deputy General Manager at Habib Bank Limited, where Imtiaz specialized in business process automation and system analysis. Notably, Imtiaz led the development of the CREAM (Credit Risk Environment Administration & Management) application, delivering a comprehensive risk management solution for banks. Imtiaz holds a Master's degree in Computer Software Engineering from the Shaheed Zulfikar Ali Bhutto Institute of Science and Technology and has a strong foundational education, including an HSC from Cadet College Petaro.