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Phil Allen has extensive experience in the financial services sector, currently serving as a Product Owner in the Digital Channel Servicing Lab at Lloyds Banking Group. Phil is also a member of the Scottish Executive Committee for Consumer Digital in Financial Planning & Retirement. Additionally, Phil contributes to educational governance as a Governor at Epping Primary School and shares expertise as a Business Mentor for Startupbootcamp FinTech, GoodForm, and Conquer Gear.