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Michael Hutchinson is a seasoned technology business partner at Lloyds Banking Group, with a diverse background in product management, business analysis, and digital transformation. Previous roles include head of product and product owner at NewDay, where expertise was applied to product design and ownership. As a consultant at Idea Workshop Ltd, Michael specialized in business change, operational process optimization, and regulatory compliance within financial services. Notable achievements include leading the digital transformation project at first direct, resulting in the award-winning mobile banking app, and managing substantial change portfolios at Co-op and The Co-operative Banking Group. Educational background includes a BA in Law & Accounting from The University of Manchester.