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Anand Biyani is an experienced professional in business and commercial banking, currently serving as the Director of Business & Commercial Banking Propositions at Lloyds Banking Group. Previous roles include Senior Manager in Pricing & Insight and Propositions Strategy Lead at the same institution. Anand founded Calibr Consulting and held the position of Strategy Manager at Severn Trent Plc and Old Mutual Group. Additionally, experience includes Business Development and Investment Research at Core Six Pte Ltd. Anand Biyani holds an MBA in Finance & Strategy from Cass Business School and a B.Com (Hons.) in Accounting from St. Xavier's College in Kolkata.