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Melvin Rubio has a diverse work experience in the financial and economic development sectors. In 2015, they began their career as the Chief Executive Officer of List Ventures LLC, a social enterprise focused on providing minority-owned small businesses with the necessary infrastructure to access commercial growth capital. In 2013, they were a Business Consultant at Managed Career Solutions Inc. - Economic Development. In 2019, they became the Co-Founder Business Development Officer at Acelera Financial Corp., a company that innovates how small to medium enterprises access capital. In 2020, they became the Co-Founder of Prestti, a fintech startup that creates software geared towards automating and streamlining the underwriting and lending process for financial firms and banks. In 2021, they became the Co-Founder - CFO of Elai Group Inc., a transportation company that helps alleviate the supply chain issues in the United States.

Melvin Rubio began their educational journey at California State University, Los Angeles, where they earned a Bachelor's Degree in Business Management, Marketing Management & Research in 2013. Melvin then continued their studies at Stanford University, where they are currently enrolled.