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Gareth Oakley currently serves as Chief Executive Officer at Cash Access UK and Non Executive Chair at Lightning Reach, while also holding the position of Board Trustee at the Lloyds Bank Foundation for England and Wales. Previously, Gareth Oakley was part of Lloyds Banking Group for nearly 18 years, ultimately serving as Managing Director of Business Banking and Managing Director of SME Banking, overseeing significant portfolios and large teams. Additional roles included Commercial Banking Director Scotland, Agriculture Director, and Head of Wealth Management. Gareth Oakley's earlier experience includes Chairing the Commercial and Corporate Board at UK Finance and the Agricultural Mortgage Corporation. Education includes a focus on Behavioral Economics at The London School of Economics and Political Science and coursework at London Business School and Cranfield School of Management.