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Ravi Kumar Gupta is a seasoned professional in risk management and financial analytics with extensive experience across leading financial institutions. Currently serving as Senior Director at LendingClub, Ravi Kumar Gupta spearheads the development of 'Embedded Finance' products and oversees a cross-functional team. Previous roles include Director of Credit and Fraud Risk Strategy at LendingClub, where Ravi Kumar Gupta led strategies for a substantial personal loan portfolio, and a Strategy and Analytics Lead at PayPal, driving credit product expansion in several countries. Ravi Kumar Gupta's background also includes positions at PwC and HSBC, emphasizing model risk management, financial modeling, and investment analytics. An alumnus of UCLA Anderson School of Management with an M.S. in Management, Ravi Kumar Gupta also holds degrees in Mechanical Engineering from Arizona State University and the Indian Institute of Technology, Madras, along with a fintech certification from MIT.