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Selen Cagirgan is an experienced professional in credit risk management, currently serving as the Head of Credit at LemFi since September 2023. Previously, Selen held the position of Head of Credit Risk at Monzo Bank from March 2019 to September 2023, where responsibilities included developing a credit risk framework, overseeing portfolio management, and ensuring regulatory compliance. Selen has also held roles at Wonga as Group Risk Analytics Manager, Experian as Credit Risk Manager and Senior Solution Analyst, PwC Russia as Assistant Manager focused on Risk Analytics, and Garanti Teknoloji as Senior Business Analytics Engineer. Selen's expertise encompasses credit risk analysis, model validation, and strategic oversight within financial services, supported by a degree from Middle East Technical University.