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Cheng D. Manalang is a seasoned mortgage professional with extensive experience in loan origination and borrower relations. Currently serving as a Senior Mortgage Banker at Ladera Lending, Inc. since January 2020, Cheng previously held similar roles at Community Mortgage Funding and Pacific Union Financial, LLC, demonstrating a strong capability in assessing borrowers' financial situations and ensuring compliance with regulations. With foundational experience as a Loan Officer at Paramount Residential Mortgage Group Inc. and as a Senior Banker/Retail Sales Team Leader at Majestic Home Loan, Cheng has a proven track record of guiding loans through the closing process. Earlier experience at IBM and Wells Fargo highlights expertise in loss mitigation and asset management, focusing on short sales and loan modifications. Cheng holds a Bachelor of Arts degree in Mass Communication from St. Scholastica's College in Manila.