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The Engineering and Tech team at Kredivo Group is responsible for developing, maintaining, and optimizing the digital financial services platform across brands like Kredivo, KrediFazz, and Krom. This team works on real-time decisioning systems for credit financing, enhancing the user interface and experience, and implementing machine learning models to ensure secure, efficient, and user-friendly financial services for customers in Southeast Asia. They also support the technological infrastructure of the soon-to-be-launched neobank, Krom Bank Indonesia.