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Eduardo Morales Heimlich is an experienced professional in the financial sector, currently serving as Country Manager at Kreditz since September 2024, responsible for operations in Spain and relationship building within the Spanish financial industry. As a mentor for the Founder Institute, Eduardo contributes to the development of emerging startups. Previously, Eduardo held key positions at Klarna, leading global banking partnerships and overseeing Open Banking strategy for Southern Europe and North America. With a background as a director at UBS and extensive experience at Citi, Eduardo has managed significant client relationships and developed innovative financial solutions. Eduardo holds an MBA from IE Business School and multiple degrees in Business Administration and Finance from prestigious institutions.