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Smruti Ranjan is the VP, Strategy & Product at KreditBee. Smruti has over three years of experience in management and has previously worked with Paytm and Paytm Payments Bank. Smruti has also worked as a Summer Associate (Marketing) with Saint-Gobain India Private Ltd - Glass Business.

Smruti Ranjan has completed a post-graduate programme in business administration and management from the Indian Institute of Management Bangalore. Smruti has also completed a bachelor's degree in electrical engineering from the National Institute of Technology Rourkela. Smruti has completed their higher secondary education (XIIth) from BJB Junior College, Bhubaneswar in the science stream. Smruti has also completed their secondary school education (Xth) from Demonstration Multipurpose School.

Their manager is Madhusudan Ekambaram, CEO. Some of their coworkers include Vivek Veda - CFO, Ajeet Kumar - COO, and Bharath Suvarna - AVP, Operations & Quality.