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Kartik Shah is an accomplished banking professional with extensive experience in various roles at Kotak Mahindra Bank since 2008, currently serving as Senior Vice President and National Portfolio Head for Current Accounts. Prior to this, Kartik held the position of Vice President and Product Manager for Current Accounts, focusing on portfolio analytics and product design to meet market demands. Notable earlier roles include Branch Manager, where Kartik led branch operations and business development, and Service Manager, responsible for daily banking functions. Kartik began a career at ICICI Bank from 2003 to 2008 in branch operations, emphasizing service delivery and customer retention. Academic credentials include a PGDBA in Banking and Finance from SVKM's Narsee Monjee Institute of Management Studies and a Bachelor of Commerce from the University of Mumbai.