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Gaurav Kamat is a seasoned financial professional with extensive experience in product management and project oversight, currently serving as AVP - Product for Personal Loans at Kotak Mahindra Bank since June 2023. Prior to this role, Gaurav spent nearly two years at HDB Financial Services Ltd. as Senior Manager - Projects in Sales Finance, specializing in consumer durable and two-wheeler loans. Experience in various capacities at Axis Finance Limited includes roles as Senior Product Manager for Personal Loans, Product Manager for Consumer Durable Loans, and Deputy Manager for Retail Finance. Earlier career stages involved supporting loan initiatives at Axis Bank and conducting market research as a Marketing Intern at CtrlS Datacenters Ltd. Gaurav's educational background comprises a Master in Management Studies with a focus on Marketing from Welingkar Institute of Management, a Bachelor of Laws from Government Law College, Mumbai, and a Bachelor of Engineering in Computer Engineering from A. C. Patil College of Engineering.