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Thomas Wilfling is currently the Head of Credit Risk Management at Kommunalkredit Austria AG, where Thomas serves as the deputy to the CRO in credit matters. Previously, Thomas held positions such as Head of Restructuring and Workout at BAWAG P.S.K., Head of Credit Large Corporates and SME at BAWAG P.S.K., Managing Director at AXA Private Equity, Director at UniCredit Bank Austria AG, and Vice President at Bayerische Hypo- und Vereinsbank AG. With a background in accounting and finance from the London School of Economics and a Graduate Diploma Grande Ecole in Business from EDHEC Business School, Thomas Wilfling brings a wealth of experience in credit risk management and structured finance to their current role.