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Chandan Agarwal is a seasoned professional in the finance and technology sectors, currently serving as Chief Digital Officer and Head of Product & Digital Lending at Kogta Financial (India) Limited since January 2021. Prior to this role, Chandan co-founded Wholesalebox Internet Pvt. Ltd., a B2B e-commerce platform focused on fashion and lifestyle, where responsibilities included serving as COO and facilitating credit access for retailers. Chandan's earlier experience includes positions at Citi as an Investment Banking Associate, Bank of America Merrill Lynch as a Senior Analyst in Corporate Debt Products, and Sutherland as an Investment Banking Analyst. Chandan holds an MBA in Finance from T A Pai Management Institute and a PGP in Data Science and Business Analytics from the Texas McCombs School of Business.