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Howard P. is an accomplished consulting partner at Tata Consultancy Services since April 2020, focusing on bridging client strategies with effective delivery and leading the launch of an embedded insurance product. As a co-founder of KLIMBER Digital Insurance since August 2017, Howard P. has been integral in strategic planning and financial analyses for investor partnerships. Previous roles include advisory positions and significant leadership in various companies in the insurance sector, including AIG Property Casualty, where responsibilities encompassed global agency strategy, performance management, and analytics. Howard P. holds a Master of International Affairs in International Economic Policy from Columbia SIPA and a BA in Geography from The University of British Columbia.