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Kate Carter has work experience in various roles and industries. Kate is currently an Associate Product Manager at Ki Insurance since May 2023. Prior to this, they worked at Brit Insurance as a Product Analyst from April 2022 to May 2023, and as an Innovation Analyst from October 2020 to April 2022. Before joining Brit Insurance, Kate was the Club Captain for Durham University Swimming Club, where they effectively led the executive team and managed the club's operations from September 2019 to June 2020. During their final year at Durham, they also completed a 4-week internship at Brit Insurance, gaining experience in underwriting, claims, and distribution. Additionally, Kate has worked as a Sales Representative at Kleenheat from May 2019 to August 2019, and as a Swimming Teacher at Serco from June 2017 to June 2018. Kate also served as a Student Ambassador at Durham University from June 2017 to June 2018.

Kate Carter attended The Abbey School in Reading from 2009 to 2016. Kate obtained a Bachelor of Arts degree in Philosophy from Durham University from 2016 to 2020. Additionally, they studied Philosophy at The University of Western Australia from 2018 to 2019. Kate has also obtained certifications, including Introduction to Scrum Master Training from Coursera in June 2022. Kate has completed the Gold Duke of Edinburgh through the Duke Of Edinburgh Award Scheme, although the specific completion date is not provided. Lastly, Kate is a Level 1 Swimming Teacher (Assistant) certified by The ASA - Swim England, although the details of their certification date are not given.