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Francisco Costa Duarte began their work experience in 2012 with a summer internship at Sport Lisboa e Benfica. In 2015, they completed a summer internship at Marsh & McLennan Companies. Francisco then worked at Lockton Companies in 2016, first as a scholarship recipient and later as an Assistant Vice President, where they provided day-to-day servicing of insurance programs for clients. In 2016, they also worked at Allianz Trade as a Commercial Officer and later as a Sales Commercial Executive, where they played a key role in surpassing sales targets and handled various sales tasks. From 2019 to 2020, Francisco worked at Willis Towers Watson as a Broker for Political and Trade Credit Risks. Currently, they are a Product Owner at Ki Insurance, starting in 2021.

Francisco Costa Duarte's education history begins in 2012 when they enrolled in the Católica Lisbon School of Business and Economics. Francisco pursued a BSc in Economics and completed their degree in 2016.

In 2014, Duarte obtained the EFCELT certification, which stands for EF Cambridge English Level Test. This certification was obtained from EF Education First.

In 2016, Duarte obtained another certification, the Certificado de Formação Profissional de Agente, Corretor de Seguros ou Mediador de Resseguros -Ramos não Vida e Vida, from APS | Associação Portuguesa de Seguradores.

Duarte's formal education continued in 2020 when they took a course titled "Introduction to programming with Python" at City, University of London.

In 2021, they completed a Data Science program at Le Wagon.

Most recently, in 2022, Duarte attended General Assembly and completed a program in Product Management. However, the field of study for this program is not specified.