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Mr. Waters brings more than 20 years of experience in corporate law with a focus on finance. Prior to joining Key, he served as General Counsel and Corporate Secretary at Cullen/Frost Bankers, Inc. Previously, Mr. Waters was a partner at Haynes and Boone, LLP where he spent eighteen years as a corporate lawyer representing banks and corporations.

Mr. Waters serves on the boards of the San Antonio Symphony and the Center for American and International Law, as well as the Board of Advisors for the Center for Medical Humanities and Ethics at the University of Texas Health Science Center.

Mr. Waters graduated from Harvard Law and Columbia University and has been admitted to the bar in both New York and Texas.