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Ralph Melbourne has an extensive work experience in the mortgage lending industry. Ralph is currently serving as the President of Key Mortgage Services since August 2021. Prior to this, they held the position of National Head of Mortgage Lending Wealth at BMO Harris Bank from June 2020 to August 2021. Ralph also worked as the Managing Director at Guaranteed Rate Affinity from October 2017 to December 2018, where they oversaw the management of a mortgage origination joint venture. Ralph served as the President of the Real Estate Channel at PHH Mortgage from June 2013 to October 2017, where they led a team of more than 1,000 employees. Before that, Ralph was the Strategic Partnerships Executive at PNC Mortgage from December 2010 to May 2013, where they built and grew a joint venture platform. Prior to that, they were the President of Morgan Stanley Credit Corporation from October 2007 to November 2010. Ralph also worked at Washington Mutual as the National Director of Retail Home Loans, where they developed home loan growth strategies. Ralph'scareer in the mortgage industry began at Citi, where they served as the National Sales Executive for a significant period of time from April 1988 to April 2003.

Ralph Melbourne obtained a Bachelor of Business Administration (BBA) degree in the field of Management from the UNM Anderson School of Management. No specific start or end year for their education at the school is provided.