On Wednesday 13th December 1995, Kensington completed its first loan and pioneered a new approach to lending to customers overlooked by mainstream lenders. 25 years later, we’re the UK’s leading residential specialist mortgage lender* with a mortgage book of over £5bn - and we’re still blazing a trail offering more people the opportunity to get a mortgage.    
 
Where high street lenders see black and white, we’ve always used our expertise and manual underwriting capability to see the shades in between. The way we use data has always been part of our DNA and that, combined with our human underwriting expertise means that we can often lend to people who fall outside of the traditional mortgage criteria.  In a market where extra-ordinary circumstances are rapidly becoming ordinary, it’s an approach that can make all the difference.  

Our mission is to help brokers secure a mortgage agreement for their clients – whether that’s for a home or buy to let property.   It’s why we’re always looking at ways we can make our lending criteria as flexible as possible, why we instruct valuations within one working day, and why our dedicated Business Development Managers are here to help.

It’s what we call the Kensington Difference.  


*Source: – 27 Tec Mortgage Illustrations – June – Nov 2018

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Kensington Mortgages

Peter Fletcher

Kieran Mulligan

The Information Technology and Operations team at Kensington Mortgages is responsible for ensuring that the company's technology infrastructure and operational processes run seamlessly. This team focuses on delivering reliable IT applications, supporting business implementation initiatives, and maintaining optimal network functionality. They leverage their expertise to enhance the efficiency of lending operations, streamline workflows, and foster innovation, ultimately enabling Kensington to meet the diverse needs of brokers and customers in a rapidly evolving mortgage market.

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