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Jelena Hrabrova is an experienced risk management professional currently serving as Group Risk Manager at Kensington Mortgages since April 2019. Prior to this role, Jelena was a Risk Officer at NHBC, where key stakeholder relationships were managed, and the Incident Management process was transformed and implemented. Previous positions include Enterprise and Operational Risk Coordinator at GE Money Home Lending, focusing on compliance and operational risk frameworks, and Operational Risk Senior Analyst at GE Money Bank, where operational risk events were managed and analyzed. Jelena's foundational experience includes roles as a Credit Risk Analyst, Autoproduct Leader Assistant, Commercial Underwriter, and Customer Service Specialist. Jelena holds a Bachelor's Degree in Finance Management from Latvijas Universitate, earned between 2002 and 2008.