ÂÜÀòÂÒÂ×

Mr. Paterson is a graduate of the University of North Carolina at Chapel Hill, Franklin Pierce Law Center (now The University of New Hampshire School of Law) and Temple University Law School. He holds a B.A., a J.D and an L.L.M. in Taxation and is a member of the New York, New Jersey and New Hampshire Bars. As Chairman for the Kemark Companies, he is responsible for oversight of the Companies' activities as well as the development and implementation of new products and services to be offered by the Company and its affiliates.

Mr. Paterson has over thirty years of experience in wealth management including senior management positions with Merrill Lynch, Guardian Life Insurance Company of America and Wells Fargo Bank, N.A.