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James Higgins has an extensive financial background, currently serving as a Finance Advisor at KBC Bank Ireland since January 2018, focusing on the Tracker Mortgage Examination Project. Prior to this role, James spent over 13 years at AIB, where responsibilities included managing the Reconciliations and Static Data Management Unit, alongside a dual role as Sanction Scanning Manager until July 2015. Previous positions at AIB also encompassed Accounts Payable Manager and Assistant Manager for IT Capital Expenditure. James completed education at St Jarlath's College and St Geralds College between 1975 and 1981.