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Emil Aghjayev is an accomplished professional in product management and ownership, currently serving as Ecosystem Loans Product Owner at Kapital Bank and Product Management Coach at ATL Academy. With a diverse background that includes roles such as Digital Group Product Manager at Azərlotereya ASC and Senior Product Manager at GR8 Tech, Emil has significant experience in digital channels and customer engagement strategies, evidenced by successful projects at ABB, including mobile banking and customer loyalty systems. Emil's academic credentials include a Bachelor's degree in Information Technology from ADA University and an MBA from Azerbaijan State University of Economics. Furthermore, Emil continues to enhance expertise in product management through self-education and has completed a Data Product Manager Nanodegree from Udacity.