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Mr. Joseph is a Software Engineer by profession with almost 17 years experience in designing, implementing and maintaining software in Commercial Banks, Merchant Banks and Finance Companies. He is a member of British Computer Society and has been involved in many system development projects in the finance industry. He has working experience at OpenArc system Management and several other finance companies. He joined Kanrich Finance Ltd in 2010 and was instrumental in developing the Core Banking Software for KFL, Branchless Bank Solutions (POS) , SMS Gateway and KFL Mobile Application.