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Krutika Shende is an accomplished professional in the fintech sector with extensive experience in software engineering and leadership roles. Currently serving as Vice President at JPMorganChase since July 2024, Krutika previously held the position of Lead - Backend Engineer at Pepper Money India from August 2023 to July 2024. Prior to that, Krutika was a Principal Software Engineer at NIUM from February 2019 to August 2023 and a Senior Software Engineer at Capgemini between February 2017 and February 2019. Additional experience includes roles as a Consultant at TechProcess Payment Services (part of Ingenico Group) and as a Software Engineer at Nucsoft. Krutika holds a Bachelor of Engineering in Computer Science from Rajiv Gandhi College of Engineering and Research, completed in 2013.