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Felipe Novoa is a seasoned finance professional with extensive expertise in financial planning and analysis, currently serving as a Senior Financial Planning & Analysis Associate at Santander Bank, N.A., where responsibilities include leading the consolidation of monthly forecasts, annual budgets, and strategic planning. Prior experience encompasses roles at Scotiabank and Banco de las Microfinanzas - Bancamia S.A., focusing on financial planning processes, performance monitoring, and strategic insights for various banking operations. Felipe's educational credentials include multiple master's degrees in Business Analytics, Business Administration with a specialization in Finance, and Corporate Finance, complemented by a Bachelor of Science in Industrial Engineering. Additionally, Felipe contributes to academia as a Finance Teaching Assistant and Tutor at Hult International Business School.