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David R. Smith has over 20 years of work experience in the finance and business development industries. From 1998 to 2000, they worked as a Financial Analyst for Air Products and Chemicals. From 2000 to 2002, they worked as a Private Consultant, New Business Development, where they developed business plans for digital printing partnerships, a comprehensive spine center, and a contemporary art gallery. From 2002 to 2005, they worked as a Brand Manager and Brand Finance Manager for Procter & Gamble. From 2011 to 2013, they worked as a Senior Marketing Manager for Green Dot Corporation. From 2013 to 2017, they worked as Head of Brand Development, Marketing, and eCommerce for Kaiku Finance, LLC. From 2017 to 2018, they worked as Corporate Controller for Cardplatforms, LLC. From 2018 to 2019, they worked as Head of Financial Operations for MovoCash. Lastly, from 2018 to 2019, they worked as Chief Marketing Officer for Cascade Financial Technology Corp.

David R. Smith obtained their Bachelor of Science in Mechanical Engineering from the University of Utah between 1987 and 1994. David R. then went on to pursue a Master of Business Administration and a Master of Engineering Management from Northwestern University between 1996 and 1998, both in the fields of Finance and Entrepreneurship, and Manufacturing Engineering, respectively.