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Dr. Jyoti Deepak Sharma is a seasoned banking professional with extensive experience in branch banking management. Currently serving as the Regional Head for Mumbai at Jana Small Finance Bank since April 2024, Dr. Sharma previously held significant roles such as Vice President & Regional Business Head Maharashtra at Suryoday Small Finance Bank Ltd and Assistant Vice President at AU Small Finance Bank. With a solid foundation in banking operations, Dr. Sharma has expertise in branch banking audits and business audits from positions held at YES BANK and Kotak Mahindra Bank. Dr. Sharma holds multiple degrees, including a PhD in Management from the University of Swahili Foundation and an MBA from NIBM Chennai. Further qualifications include certifications in Lean Six Sigma and Anti-Money Laundering, reflecting a commitment to operational excellence and risk management in the banking sector.