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Philip O'Neill has extensive work experience in the financial industry. Philip currently holds the position of Director - Strategy Execution at Irish Life since March 2019. Prior to this, they worked as the Head of Group Finance at Irish Life Group Limited from July 2012. Before their role at Irish Life Group Limited, they were the Head of Group Finance at Irish Life and Permanent plc from March 2011 to July 2012. Philip also has experience in corporate finance at Irish Life & Permanent from October 2009 to March 2011. Additionally, they served as the Chief Financial Officer at Springboard Mortgages from 2006 to May 2010, and as the Financial Planning & Analysis Manager at GE Money (Ireland) in 2005. Philip began their career at permanent tsb in 2000 as the Senior Management Accounts Manager, where they worked until 2005.

Philip O'Neill attended the University of Limerick from 1991 to 1995, where they obtained a Bachelor of Business Studies (BBS) degree. In 2020, they completed a certification in "Artificial Intelligence: Implications for Business Strategy" from the MIT Sloan School of Management.