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Kuldip Sarma is currently the Director of Sales at eBaoTech International and InsureMO, with a focus on the Indian market and serving as Regional Head for Banca & Fintech in Asia & Middle East regions. With a strong background in business development and digital partnerships in the insurance industry, Kuldip has held positions at Bharti AXA Life Insurance, Aditya Birla Health Insurance Company Limited, RELIGARE HEALTH INSURANCE (RHI), and ICICI Prudential Life Insurance Company Limited. Kuldip holds an MBA in Marketing from National Academy of Legal Studies & Research (NALSAR) University Hyderabad and a Bachelor of Engineering in Mechanical Engineering from Gauhati University.