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Ott Kell started their work experience in 2002 as a Customer Service representative at SAS. In 2004, they joined Aon where they worked as a Business Analyst, providing project management and management support for multiple regions including CEE and EMEA. Ott also worked as an AE, dealing with insurance brokerage and risk management for top companies in Estonia. In 2013, Ott Kell joined Insly as a Manager, specializing in providing IT platforms for MGAs and Insurers for product distribution and administration.

Ott Kell received their secondary school diploma in Economics from Tallinna Reaalkool between 1999 and 2002. Ott then went on to pursue a Bachelor's degree and Masters degree in Business Administration and Management, with a focus on Social Science, at Estonian Business School from 2002 to 2007.