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Richard Ayala is a skilled financial analyst with extensive experience in commercial credit and investment analysis. Currently serving as a Commercial Credit Analyst at InRoads Credit Union since March 2023, Richard has previously held positions as an Investment Analyst and Underwriter at AlphaFlow, where management of a $25MM pipeline and collaboration on platform enhancements were key responsibilities. Richard's background also includes roles at Lewis & Clark Bank and Northwest Bank, focusing on credit analysis, commercial real estate financing, and risk assessment. Richard's early career involved providing technical support at Precision Measurements Inc and internships in financial planning and investment analysis, showcasing a strong foundation in finance and attention to detail. Richard holds a degree from the University of Oregon, graduated in 2017.