Srinjay Dutta has extensive experience in credit risk model validation and IFRS9 compliance, currently serving as a Credit Risk Model Validator at ING since September 2020, where contributions include validating a wide range of credit risk models across multiple regions and portfolios. Prior to this role, Srinjay worked at HSBC from August 2015 to August 2020 as a Manager and Assistant Manager, focusing on IFRS9 models and stress testing across the Middle East & North Africa, Hong Kong, and Asia Pacific, and received recognition from senior stakeholders for timely delivery. Early career experiences include roles as a Senior Business Analyst at EXL, supporting Barclays with capital and impairment analytics, and an internship at Bravo Lucy As, where analysis of coding efficiency was conducted. Srinjay holds a Master of Science in Applied Statistics and Informatics from the Indian Institute of Technology, Bombay, and a Bachelor of Science in Statistics from Ramakrishna Mission Residential College.