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Maryann van der Horn is an experienced risk and compliance professional with a strong background in managing risk culture and business controls. Currently serving as Senior Manager Risk Culture & Business Controls at ING Australia since January 2024, Maryann has held various leadership roles in renowned financial institutions, including Westpac as Senior Manager Risk and Compliance Line 2 and TAL Australia as Senior Manager Prudential Compliance. Notable prior positions include Specialist Group Compliance Policy and Framework Management at IAG, Senior Manager Regulatory Compliance at Commonwealth Bank, and Risk and Compliance Advisor at HCF Australia. Maryann's expertise includes developing compliance frameworks, risk management reporting, and managing complex multi-national projects. Educational qualifications include a Cert IV in Compliance & Risk Management from the Governance Risk Compliance Institute and a Post Graduate Certificate in Internal Audit Global Certification from the Institute of Internal Audit Australia.