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Khondker Ajwad Hossain is an experienced finance professional currently serving as the Manager of Credit Risk Management at Infrastructure Development Company Limited (IDCOL) since January 2016. In this role, Khondker evaluates loan appraisal reports and credit proposals, providing risk mitigations and setting covenants to minimize credit risk. Previous positions include Assistant Manager, Senior Officer, and Management Trainee in Credit Risk Management at IDCOL, along with a role as a Risk Analyst at City Bank, where oversight of the loan portfolio and credit delegations was a key responsibility. Khondker holds a Bachelor of Business and Commerce in Accounting and Finance from Monash University Malaysia, completed in April 2014.