��������

Ricardo Teles Dias is currently a Gestor de Crédito at DS INTERMEDIÁRIOS DE CRÉDITO, a position held since February 2024. Since February 2017, Ricardo has also served as a Técnico Superior de Recursos Humanos at INEM, contributing to various roles including TEPH. Prior to this role, Ricardo worked as a Técnico de Recursos Humanos at Pereira & Ladeira from August 2015 to February 2017, focusing on recruitment processes, employee integration, performance evaluation, remuneration, incentives, and professional training. Earlier experience includes serving as a Key Account Assistant at Banif from 2006 to 2013. Educational qualifications comprise a Licenciatura em Gestão de Recursos Humanos from Instituto Politécnico de Castelo Branco and a Licenciatura em Marketing from the same institution, as well as ongoing studies towards a Mestrado em Administração Pública at Iscte - Instituto Universitário de Lisboa.