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Ronald Fernandes has extensive experience in the life insurance and financial services sector, currently serving as VP of Distribution Strategy, Sales Enablement, and Sales Effectiveness at IndiaFirst Life since January 2023. Prior to this role, Ronald held the position of Vice President at Ageas Federal Life Insurance from February 2008 to December 2022, focusing on channel management and distribution transformation projects. Ronald's earlier career includes a managerial role at Birla Sun Life Insurance, where responsibilities involved performance management and various strategic projects. Ronald also has a background in accounts and finance, with prior roles at SBI Capital Markets and Wilson Sandhu Logistics. Educational credentials include a Management Development Programme in Transformational Leadership from the Indian Institute of Management, Indore, and an MFM in Finance from NMIMS.