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Balaji Balasubramaniam has been working as an Assistant Manager at India Ratings & Research, a Fitch Group Company, since October 2014, focusing on MIS reporting. Prior to this, Balaji worked at ICICI Bank for 16 years as an Assistant Manager, where Balaji achieved cost savings through market analysis and rate negotiations. Before that, Balaji held the role of Secretary at ICICI Securities. Balaji holds a B.Com degree in Business/Commerce from the University of Mumbai.