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Keith Layton is a seasoned Senior Research Analyst at Independence Blue Cross, with extensive experience in the Medical and Claims Payment Policy department, as well as the Quality Performance and Risk Management area of the Informatics Department. With a career spanning from May 1997 to the present, Keith has contributed to the optimization of Medicare medical claims submissions, analyzed utilization and cost trends, and maintained physician reimbursement schedules. Prior roles include Senior Actuarial Analyst, Physician Reimbursement Analyst, and Program Analyst at the State of New Jersey Office of Management and Budget. Keith holds multiple degrees, including an M.B.A. in Finance from La Salle University and a Master's in Public Administration from Rutgers University - Camden, along with certifications in copyright law from HarvardX.