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Vinayachandran Unnikrishnan has extensive experience in the financial services sector, currently serving as the Product Head for Micro Business Loans at IDFC FIRST Bank since July 2018. Prior to this role, Vinayachandran held positions at Reliance Money from June 2016 to July 2018, including National Product Manager for TW loans and AVP of Sales for Anchor Management in Supply Chain Finance. Vinayachandran's career began at Reliance Capital Ltd, where responsibilities as Zonal Sales Manager focused on Supply Chain Finance and E Leasing Solutions for the South and East regions, along with serving as State Sales Manager for Kerala. Vinayachandran holds a degree from XLRI Jamshedpur.