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Prachi More-Sawant is an accomplished banking professional currently serving as Vice President at IDFC FIRST Bank since October 2022, focusing on acquisition and portfolio management strategies. Prior to this role, Prachi held the position of Assistant Vice President for Auto Loans at HDFC Bank from July 2016 to October 2022, where responsibilities included designing risk strategies for portfolio growth and leading cross-functional teams in implementing strategic initiatives. Earlier experience at Kotak Mahindra Bank spanned from June 2011 to July 2016, with roles progressing from Deputy Manager in Credit to Senior Manager in Risk and Policy for Credit Cards, emphasizing process improvements and risk strategy formulation. Prachi holds an MBA in Operations from IES- Management College & Research Centre, completed in 2011.