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Gaurav Malik is an experienced professional in the financial services and insurance sectors, currently serving as an Area Sales Manager at ICICI Lombard since February 2020. Gaurav effectively manages a team of 3-4 Sales Managers and oversees branch profitability and product line performance. Prior roles include Manager at Indiabulls Housing Finance Ltd, where responsibilities involved managing corporate relationships for home loans, and Deputy Manager at L&T Financial Services. Gaurav has also held managerial positions at Bharti AXA General Insurance and Tata Motor Finance, and previously worked at ICICI Lombard as a Unit Sales Manager. Gaurav's educational background includes a forthcoming M.Sc in Risk Management from Glasgow Caledonian University, a Master's degree in Business Administration from IEC College, and a Bachelor's degree in Business Administration from CCS University.