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Joe Veitch is an accomplished professional in the banking and finance sector, currently serving as a Relationship Manager at HSBC Commercial Banking since September 2018. Prior to this role, Joe held the position of Business Development Manager at RBS Invoice Finance from September 2011 to September 2018, where a focus was placed on providing innovative funding solutions for SMEs in Scotland. Joe's career began at Royal Bank of Scotland, progressing from a Customer Adviser from October 2001 to December 2003 to a Business Relationship Manager from December 2003 to September 2011, where there was an emphasis on developing banking relationships and engaging with local intermediaries. Joe holds certificates in Business and Financial Management and Lending Skills from the Chartered Institute of Bankers.