ÂÜÀòÂÒÂ×

Tom Smith has a diverse background in strategic transformation and change management, having held director positions in various companies such as HSBC Innovation Banking, Silicon Valley Bank, RBS, and Coutts. With experience in leading end-to-end delivery of projects in product, IT, business, and regulatory areas, Tom has successfully implemented various initiatives, including regulatory compliance projects and system implementations. Additionally, Tom has a strong foundation in credit risk management and relationship management within the banking sector.