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David O'Brien is a Senior Director at HSBC Innovation Banking with extensive experience in credit risk management. Prior to their current role, David held positions at Bank of England, Deloitte, Macquarie Bank, and participated in an internship at Davy. David holds a Master of Philosophy in Real Estate Finance from the University of Cambridge, a Diploma for Graduates in Accounting from The London School of Economics and Political Science, a Certificate in Corporate Finance from the Securities and Investment Institute, and a BA (Hons) in Economics from University College Dublin.